How To Raise Real Estate Investment Capital

Why Your Rich Uncle Won’t Invest with YOU!

Have you ever had a rich friend, uncle, or neighbor that will not open up their wallet to do business with you? There may be many reasons they refuse to do business with you. Let’s look at three common reasons and what you can do to get their attention:

1. Friends and family do not want money to get in the way of relationships. Disagreements over money have caused many rich families to become divided. One way around this is to create a company and make them a partner. Show them how investing in our company is no different from investing in a company in the stock market (except you both have more control). Set clear expectations of what each of you will provide to the company. If you’re smart, you’ll show them all the things you will do and all they have to do is write a check and examine the monthly/quarterly reports you send them. Your friends and family might also be more comfortable if you have other investors as well. There are many ways you can ease their fears and finding what those fears are is a good first step.

2. They don’t understand the investment. There is an old saying, “A confused mind says no”. Just because someone has accumulated some wealth does not mean they understand real estate investing. Here’s where you have to be very clear on what you do. You can’t overwhelm your investors with the blow by blow details. They need to know what you will do with their money, how they are protected, what their return will be and when they will receive payment. That is not to say you should hide any pertinent details, however they don’t care that you will be painting the rooms off-white.

3. You lack credibility. Let’s face it, unless you have a huge investment portfolio you are still somewhat unproven. And for that matter, friends and family have known us at our worst (they remember we got a D on a test back in the third grade). This is where your board of advisors and partners become extremely important. While Aunt Susie might be willing to loan you a couple hundred dollars, she wants to know her $100K is going to come back to her. If you have done some deals, make sure to highlight them in written format. Additionally, correctly chosen business partners or advisors with experience can also increase your credibility. To help with your personal credibility put together a professional looking credibility kit. To help with the credibility of the deal, put together all the numbers, pictures and a summary of the investment in a professional manner. (Personally I did not invest with a known “guru” because the presentation wasn’t done professionally). The details in the presentations matter.

Not all of your friends, family or neighbors with money will do business with you. If you want to increase your success rate then make sure you are sending out a clear, concise, and professional message. After you’ve done a few successful investments, they’ll be asking you to get involved.

Finding The Right Rubbers On the internet

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Because you organized on acquiring them anyhow, why not do some shopping online and save some money. Many on-line spots provide brands, styles that you adore and want at a lower price. Substandard everything from thin condoms to specific moisturized goods that boost enjoyment for the two of you. But even challenging options to use, nothing can feel very just like saving money. You can even find delivers online packages of numerous styles and types, reduced prices plus more via discount internet sites.
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Determining The Best On the web Casino For Playing There you are

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Think differently when marketing your medical practice

In terms of marketing a medical practice, many physicians feel that several newspaper ads or billboards could have customers flocking to their office. Although they of selling may go healthcare communications to attract people for a while, it isn’t really enough to build an effective, thriving medical practice.

Marketing any adverse health care practice starts with your overall patients. These patients clients are already informed about the sort of care that you provide. One method for you to provide value for your patients while marketing your medical practice is always to send a monthly newsletter with health advice and tips. You’ll be able to send this newsletter via direct mail or you can get contact information from a patients and send the newsletter via email.

How we treat every single one of your respective current patients is really one of the many factors in having an effective medical practice that takes the long-term. The higher quality of care that you provide, the more likely they may be to keep loyal to you.

A really successful doctor in Sydney, Australia holds a yearly party for his patients in addition to their guests. He rents space in the local park and it has various activities create like mountain climbing, face painting and inflatable jumpers for him or her, plus he orders food for everybody.

People need to feel appreciated. Building relationships depending on genuine care could keep people returning every time they need your help. When you go the extra mile for the kids, they’ll go the extra mile for you. Sure, there may be other medical suppliers that offer medical marketing look after less and still have offices better your patients’ homes, however when you offer great service, people are willing to drive a bit farther to have that great service.

The internet has opened up numerous avenues so that you can advertise your medical practice. Nowadays most people do research the world wide web before buying a medical care practitioner, so it is in your best interest to examine marketing on the internet.

One method for you to advertise your medical practice on the web is to build a website and hire a web marketing firm to acquire clients searching the net for health care practitioners in the area.

A different way to market on the web is to start out your blog and talk about your medical practice. You may also write websites on almost anything in connection with the medical services you offer or provide advice for readers. Share this blog along with your current patients and encourage them to share your site with their friends and family.

1 / 3 method for you to advertise your medical practice on the web is to get involved with online community marketing websites like Facebook, MySpace, Twitter, etc. Most online community you can hunt for people in the area. If your patients are on these social media sites, invite these phones connect with you online.

Great patient care, providing value, and staying associated with your patients will make sure that you’ve a successful medical practice for quite some time to come.

Real Estate Equity – Investment Capital, Debt Consolidation or a Retirement Nest Egg?

There is a significant interrelationship between personal investment planning, credit purchasing and real estate ownership. On the face of it that may seem obvious, but the complexity of the interrelationship bears some scrutiny.

During the last quarter of the 20th century there was an amazing proliferation of the use of credit card purchasing. Credit card purchasing continues to gain use as a means for medium term financing for larger household needs, as well as, a means to spread over time individual fluctuations of income and other changes in the economy. Unfortunately, many Americans caught up in the economic prosperity of the several past decades have used credit cards to amass debt beyond or challenging their ability to repay.

It has been over two decades since Congress removed from the federal income tax code the ability to deduct interest payments on most credit/debt instruments “except” home mortgages. This Congressional enactment immediately catapulted the home mortgage market to the forefront. Suddenly, 2nd home mortgages and complete home refinancing became an attractive tax-incentivized debt consolidation tool. Of course, the financial sense of using a home mortgage for debt consolidation depends on several key factors. Among them is the rate of interest in the home mortgage marketplace, personal circumstances and a willingness to trade short-term debt for long-term debt on the prospect of real estate appreciation.

There continues to be substantial debate regarding the financial sense of maintaining equity in a home. In the simplest terms the two sides of the issue are:

Equity in a home can be put to better use. Essentially this means home equity that could be turned into cash should be invested in financial instruments that will outpace appreciation in the value of the home. This assumes that home equity cash can be put to more effective financial use. Second home or investment property purchases, tuition for education and high interest credit card debt are the more common uses of cash out refinancing or second mortgage financing and can all be considered a more effective application of equity depending upon circumstances.

* Conversely, as the home loan is paid down and home value appreciation develops the equity that builds eventually becomes a retirement nest egg. A debt free home is can represent utopia for those entering their retirement years.

As the debate goes on, the truth of the matter is that the best approach depends on factors such as economic climate, personal timing, property value appreciation and personal investment discipline.

Then there are the tax issues that play into nearly all financial decisions. As previously noted, home mortgages and second mortgages are tax deductible. This factor can be a significant decision point. The interest paid to the lender, as part of a mortgage payment, is deductible from federal and most state income taxes. Lenders provide notification of the amount of interest paid on a home mortgage during the tax year, and that amount may be itemized as a “qualified residence interest” deduction on federal, state and local income tax returns. The interest deduction is applicable to debt assumed for home ownership up to $ 1 million. The deduction applies to first and second mortgages, as well as, other debt instruments used to finance a primary residence.

Debt that is assumed for any purpose, but financed through a home loan, is also deductible so long as the amount of indebtedness does not exceed the lesser of $100,000 or the fair market value of the home.

Refinancing an existing mortgage to release equity without the additional benefit of an interest rate reduction may not be the most frugal approach. As with any mortgage there are specific closing costs associated with the transaction that is mostly based upon the amount of the loan. Conversely, a second mortgage for the purpose of extracting equity would normally create a much smaller loan and consequently lower closing cost.

When considering a second mortgage there are two distinct structures that normally come into play. The “Home Equity Line of Credit” generally offers a low interest initial interest rate and only requires the payment of the accumulated interest each month. The advantage of this structure is that it is a line of credit with a limit and the consumer only pays interest on the amount actually used. The risk factor is that it is a floating interest rate adjusted to a particular financial index such as “prime” or “cost of funds”. The option less adventurous borrowers elect is the standard fixed rate second mortgage amortized over 15, 20, or 30 years.

Regardless of the structure of the loan current lending criteria will likely restrict the amount of the mortgage to 80% “combined” loan to value (CLTV). This means that the maximum amount borrowed including the existing first mortgage cannot exceed 80% of the value of the property as determined by the lender’s evaluation.

Affordable Child Health Insurance in San Antonio Texas

Finding affordable health insurance is no easy task unless you are employed by a business that offers a health benefits package. Unfortunately, not everyone works, or works for an employer who offers a group health insurance plan to his or her employees. If you or your spouse doesn’t have affordable health insurance in San Antonio, Texas, how is your child supposed to obtain affordable child health insurance? Imagine trying to find affordable child health insurance for your child if you’re having difficulty finding affordable health insurance for yourself.

If you live in San Antonio, Texas, or anywhere in Texas for that matter, and have a child or children who are without adequate health insurance, you may want to look into Medicaid for Texas Children.

Medicaid for Texas Children is both a state and federal assistance program that provides children with excellent comprehensive health insurance at affordable prices or at no cost at all. To be eligible for Medicaid for Texas Children, a child must be a resident of the United States and of Texas, under the age of 19. The family of the child applying for Medicaid for Texas Children must meet the Medicaid of Texas Children income requirements.

If a child belongs to a family that receives Temporary Assistance for Needy Families, also referred to as TANF, the child will instantly qualify for Medicaid for Texas Children. Otherwise, the child’s eligibility is determined by the Texas Health and Human Services Commission, also referred to as HHSC. If a child is found to be eligible for Medicaid for Texas Children, his or her family’s financial status may be evaluated every half year or so to make sure the child is still eligible.

For more information about the Medicaid for Texas Children program, visit the Texas Department of Insurance Web site, or give them a call. You can also visit the Web site of the Texas Health and Human Services System.

Drug Addiction Treatment Facilities For Teenagers in Rehab

Teen drug addiction treatment includes methadone maintenance, drug-free programs and psychological treatments. These drug addiction treatment facilities are offered to any kind of alcohol abuse in teens. Public and private sectors are offering various addiction treatment facilities for struggling teenagers, which is very helpful and supportive to recover from addictions.

All the treatments are professionally designed with years of experience in treating drug addicted teens. Specialists design a treatment approach for each individual based on the initial analysis of teen addiction. Majority of drug rehab centers provide various result oriented facilities such as boarding programs, day programs, individual support, good playgrounds, clinical facilities which bring a new change in teenagers.

The boarding facilities of these rehab centers are very attractive and helpful. Most of these boarding rehab centers offer twenty four hour helpline services to drug addicted teens. Drug addiction treatments offered by Christian rehab centers are flexible for any kind of alcohol abusers. These Christian rehabs offer price less services to affordable cost. Most of the alcohol rehabs are state funded and offer various flexible financial options to drug addicted teens. They provide some special facilities for families with low income and experiencing various types of addiction problems.

The counseling services offered by the alcohol rehabs help teen addicts and families to understand the importance of alcohol addiction treatments in a specialized drug rehabs. Most of the addiction treatment centers offer same kind of facilities for boys and girls experiencing addictions. There are some single gender addiction treatment centers are also available for the disordered teenagers.

These single gender centers are very helpful for girls. They provide all necessary and modern addiction treatment facilities to teens with the help of drug addiction treatment specialists. The staff members of these centers are very caring, helpful and experienced in changing most of the addicted teens to responsible individuals.

Most of the drug treatment schools are very old and have good experience in helping addicted teens. Number of addiction treatment centers is increasing day by day as the addicts are increasing rapidly. At this crucial time choosing a recognized and experienced drug rehab is essential to come out of these drug addictions in a professional approach.

Car rental companies do provide dinner for toddlers, but will you look for it?

Of course, those of us with a good credit score can rent an RV and cook whenever we need food for the toddlers. That way, we can always take the emerging food preferences into account without undue waste and expense. It’s the same if we decide to go the route of camping. We can either pick the sites with cooking facilities or carry our own gas rings. Remember starting real fires in the middle of our current hot summer is not likely to endear us to Park Rangers and others trying to prevent wildfires from starting. So this gives you a shopping list of possible makes and models to shop for at the car rental agencies if you propose carrying outdoor cooking equipment.

Otherwise you load the people into the vehicle and set off into the wild blue yonder, full of the joys of the road and hope in your hearts. Those of you with toddlers will know they are just learning about the world and beginning to take some control over how they relate to it. One of the first symptoms of toddler control comes in emerging taste preferences. This is not to say any child should have a say over what gets put on the plate, but practical reality may call for some negotiation over how much is eaten. Most children go through phases of being picky. Many never seem to emerge from this phase. If you’re lucky, the child will only eat something available at every diner or restaurant. This may be macaroni cheese which has the benefit of being relatively cheap and nutritious, or it may be junk food which will encourage faster growth around the waist. Either way, you need food storage in the vehicle you rented so that, if there’s a mutiny and all outside food is refused, you can fall back on snacks when the real hunger kicks in.

Hopefully, the car rental companies offered guidance on the diners and restaurants offering child-friendly portions at reasonable price. If not, spend time on the internet searching out the likely places to eat. Never assume all diners will cater for your toddlers.

Effectively Advertising Cottage Rentals

As a cottage owner in Canada you want to not only spread the word about your vacation rental in the local area you live, but also in a medium that has the potential to reach people all over the world. Canada is widely known for its breathtaking views, unique nature activities and calming and natural scenery. Therefore, be prepared to market cottage rentals near and far. Here are some suggestions for adverting cottage rentals throughout local Canadian communities:

Classified ads. Dont forget to list cottage rentals in the classified section of your local newspaper. Complete the ad with a brief description of the rental (highlight the positives), the price and contact information. You can also choose to run this classified ad on an Internet listing source, such as Online Cottage Rental, which specifically caters to those looking to rent in Canada.

Get friends and family involved. It never hurts to get the support of your loved ones, make them aware of the current availability of your cottage rental and tell them to spread the word. Some of the best advertising comes from word-of-mouth.
If youre looking to attract tourists to cottage rentals, you want to utilize some additional advertising methods. Try the suggestions below to cater to a wider crowd:

List online! This is your best bet when youre looking to attract tourists. Again, use a site like Online Cottage Rental, which caters specifically to Canadians and allows owners to post pictures and highlight specific amenities of their property. Plus, you can find additional advice on advertising if you send an inquiry to the companys support team.

Treat those guests right. As mentioned above, word-of-mouth advertising can be extremely effective. If you go above and beyond for all your guests, especially those that come in from out of town, youll inspire them to talk about the wonderful experiences they shared in, all because of your rental. Vacationers are always asked how their trip was, and this will give you the opportunity needed to gain a solid reputation with potential renters everywhere.

In order to effectively advertise cottage rentals, owners must provide their guests a high quality of service that keeps them not only coming back, but also telling others how great their particular rental was. Remember, quality of service and the unique benefits of your cottage rental are sure-fire ways to keep your door swinging open with new guests, all season long.

Clinical explanation of Bronchiectasis

Permanent dilatation and distortion of the bronchi is called bronchiectasis. What is it’s effect to human health?

Etiology and Pathogenesis:

Most of the cases of bronchiectasis result from acquired causes.

• Obstruction to the bronchus due to any cause leads to distal collapse of the pulmonary segment. The pull on the bronchi by the collapsed alveoli leads to dilatation of the bronchi. In the initial stages this is reversible and the bronchi regain their normal size when the lung expands. If the obstruction persists, accumulation of mucus occurs distally, infection supervenes and the bronchial wall is destroyed permanently.

This results in permanent dilatation. The infective organisms are streptococci, pneumococci, Klebsiella, and anaerobes.

• Bronchiectasis may follow several viral infections without passing through the obstructive phase.

• Congenital defects in the bronchial wall lead to bronchiectasis. The classical example is Kartagener’s syndrome, which is characterized by dextrocardia, sinusitis, and defects of ciliary function in the bronchi and non-motile sperms.

• Middle lobe bronchiectasis is a sequel to pulmonary tuberculosis. This is caused by obstruction to the middle lobe bronchus by tuberculous glands. This is called “middle lobe syndrome” or “Block’s syndrome”.

Clinical features:

The clinical picture is very chronic, extending over several years.

The common site of lesion is the left lower lobe. Though children may be affected, usually symptoms manifest in early adulthood or middle age. Males are affected more than females. Digital clubbing is a prominent sign, sometimes being associated with hypertrophic pulmonary osteoarthropathy.

Postural cough with the production of large quantities of purulent and foul smelling sputum is the presenting complaint in most cases. On keeping for sometime, the sputum settles into 3 layers as described under lung abscess. Hemoptysis may occur frequently. This may be mild or severe. Recurrent infections such as pneumonia may develop. Repeated affection of the same lobe or segment should suggest the possibility of underlying bronchiectasis. Bronchiectasis sicca is the condition in which bronchiectasis presents with mild or severe hemoptysis without purulent sputum.

Physical examination may reveal impairment of the percussion note and diminution of respiratory sounds over the presence of coarse, persistent leathery rales. At times bronchiectasis may present with one of its complications. These include massive hemoptysis, recurrent pneumonia, emphysema, septicemia brain abscess, and cor pulmonale. Anemia develops in long standing cases due to chronic sepsis and recurrent hemoptysis. In untreated cases secondary amyloidosis may develop.

Diagnosis:

Bronchiectasis should be diagnosed by the long history, presence of clubbing, postural cough, coarse leathery rales over the affected part and reasonably normal general health. Once established, bronchiectasis is not curable by medical treatment.

Differential diagnosis

Bronchiectasis should be distinguished from chronic bronchitis and emphysema, lung abscess, tuberculosis, congenital cystic disease of the lung and malignancy. Lung abscess generally develops acutely. The right lower lobe is affected more often and the signs are localized. Tuberculosis is more common in the upper lobes and clubbing is not prominent in uncomplicated cases. Features like digital clubbing and copious sputum are seen in tuberculous bronchiectasis. Cystic disease is not uncommon. All age groups are affected. A long history or recurrent respiratory disease is present in the majority of cases. Clubbing is not prominent. The cysts may be localized or generalized. Clinical distinction from bronchiectasis is difficult. The presence of cysts in other organs like the kidneys, liver, etc, suggests the probability of congenital cystic disease of the lung. X-ray reveals the presence of soap bubble-like or ring shadows.

Diagnosis is confirmed by bronchography. This procedure is absolutely essential for determining the extent and type of bronchiectasis. Plain X-ray of the chest is not a reliable investigation to assess the site and extent of bronchiectasis.

Management

General measures include high protein diet, treatment of intercurrent infections, and removal of focal sepsis from the upper respiratory tract. Principles of specific therapy include postural drainage, administration of antibodies, respiratory exercises and in selected cases surgical excision. Postural drainage helps in clearing the bronchi and brings about relief. The patient should be instructed to practice postural drainage regularly. This gives relief of cough and also the foul smell. The fetid odor of the breath can be controlled by administering steam inhalations containing tincture benzoin or eucalyptus oil. The choice of antibiotic is determined by microbiological studies. Intermittent antibiotic therapy is required to clear infection and prevent exacerbation. The site of lesion may have to be excised if medical treatment fails.

Indications for surgery:

The following are the indications for surgery.

• The disease is localized to one lung or one segment and is not amenable to medical therapy.
• Socio-economic factors such as non-compliance by the patient
• Uncontrollable hemoptysis in which the site of origin of blood may be detected by emergency bronchoscopy and surgical resection has to be planned;
• To reduce the area of infection-even in bilateral disease sometimes surgical resection may have to be done on the more affected side, with a view to reducing the surface area of infection; and
• To remove an obstructive lesion which tends to perpetuate the condition, eg, bronchial growth or bronchostenosis?

I am Funom Theophilus Makama. I advertise through writing. As a platinum expert Author, I write lots of articles and hence promote interested websites, companies, groups, organizations, and communities through publishing and distributing my articles