PAT Testing Procedure

Portable Appliance Testing (or PAT Testing) is a legally required method of testing portable appliances. There are many stages that go towards the testing process. It will end with either a pass or fail result.

Portable Appliance Testing needs to look at certain safety elements. Amongst the things that can cause the failure is damage to cables, plugs and wires, overheating and signs of water damage. There should be no bare wires and no sign of internal damage.

The testing needs to be done according to the IEE (Institute of Electrical Engineers) guidelines. Before testing takes place anyone who is not part of the testing team should leave the premises.

The most basic part of the testing process is the visual inspection. Over 90% of problems are said to be found during this part of the process. It consists of the tester looking at the appliance and seeing if there are any obvious issues.

Here the tester will be able to see any poor wiring, cracked casing, bent pins and other damage. These are the most basic areas where appliances fail the PAT test.

The location that a particular appliance is used needs to be inspected. There must be sufficient ventilation (depending one the needs of the equipment), the area cannot be unreasonably damp, and controls to the equipment must be easily accessible.

An Earth Bond Test needs to be carried out during the testing process. Electrical Test Equipment is necessary for this part of the procedure. This is a test between the earth bond and continuity between the plug pin and external components. The voltage and test current is assessed during this process.

Other parts of the test are the insulation test and operational test.

The insulation test is necessary to ensure the insulation resistance is safe. The operational test simply consists of the tester switching the equipment on and testing out certain regular functions that it should perform, and making sure its performance is as expected.

Once testing has been completed the result of the PAT test should be clearly stated. The most common method of this is simply placing a label on the equipment. The label will say whether the appliance has passed or failed, and should also include more specific details of its condition. It will give the date of the test and the date at which another test will be necessary.

Equipment that is faulty or damaged should be removed from service immediately. It can then be determined whether or not the seriousness of the damage is sufficient for the equipment to be out of use.

PAT testing records are required to be kept for the duration of the life of the appliance. This is a legal necessity as it shows that tests have been carried out and the results of them.

Affordable Kentucky Individual Health Insurance

Most Kentucky residents get health insurance through an employer-sponsored group health plan. If you do not come under such a plan, thats when you should consider finding affordable Kentucky individual health insurance to cover yourself and your family. Individual and family health insurance plans are available for newborns on up to the seniors at age 65, self-employed and unemployed persons and students.

Selecting an Affordable Health Insurance Plan

Insurance companies offer different kinds of private individual health insurance plans for Kentucky residents. These include indemnity health insurance (fee-for-service), HMO (health maintenance organization) plans, PPO (preferred provider organization) plans, POS (point-of-service) plans, and HSA (health savings account) plans. A greater choice of doctors and hospitals usually means that a plan will cost more.

Leading insurance companies offering affordable health insurance in Kentucky include Humana, Blue Cross Blue Shield, Aetna and United. They offer various kinds of policies depending on the kind of coverage you need and the state of your health. A health plan would cost more for a person with health issues. However, according to recent legislation, individuals cannot be denied health insurance because of a pre-existing condition.

The best way to find an affordable Kentucky health plan is first see how much premium you can afford to pay and then look for a plan that meets your budget as well as the health needs of your family. You need to compare the quotes for the plans from various health insurance companies. Premiums differ for different kinds of individual health plans. Besides traditional health coverage and HSA-qualified High Deductible Health Plans, it would be helpful if there is a provision to add on optional benefits such as dental, life and supplemental accident coverage for an additional cost.

Get Professional Advice

Professional companies that represent leading insurance providers in Kentucky offer expert guidance on selecting the right kind of health insurance plan. They can help you get quotes and compare them to get affordable individual Kentucky health insurance.

Krishna Cardiac Heart Hospital best Cardiac surgery

Hectic Hearts creates a panic over the life of stress filled people in India. The major cause of deaths in both men and women in India is due to cardiovascular disease resulting out of some risk factors like smoking, high blood pressure, diabetes, irregular eating habits, high cholesterol and obesity. People in India have got adapted to hectic life schedules, where they find no time to think about their health. They tend to ignore the most important aspect of staying healthy like taking a healthy diet, avoiding stress, exercising and maintaining a slim personality to avoid cardiac arrests and other health related problems.

Cardiovascular disease relates to heart problems, blood vessels and atherosclerosis which are very dreadful for one’s life if not taken seriously at the initial stage itself. People should realize that a wisely and healthy treatment for cardiovascular disease can prevent them from many harmful risks like heart attacks and other major heart related problems. One of the most critical consequences of heart disease can be a sudden cardiac arrest which can show some symptomatic effects like chest pain, problem in breathing, jaw pain, heart palpitations, back pain, nausea and sweating.

Earlier heart attack was very common with age old people, women and diabetic patients but with vast change in life styles of people at work and home, even youngsters are experiencing heart related diseases. Let us be wise in taking a healthy decision to stay strong and have a happy heart rhythming to our life tunes. If you are experiencing any health related problems to your heart, just trust on Krishna Cardiac Care Centre, your life partner for staying healthy and having a happy heart.

Krishna Cardiac Centre (KCC) is one of major centre for diagnosis and treatment of cardiovascular disease in India, located at Mumbai headed by a leading cardiologist Dr. Ashok Punjabi as the Medical Director. With a passion to serve the humanity, it offers very highly comprehensive and scientific cardiac-services to the people suffering from the cardiac diseases. KCC always strives to give intensive care to its patients with its comprehensive way of diagnosing and medication. At KCC, the procedures followed are scientifically proven methods and very affordable for the patients when compared to other cardiac centers. The medical professionals are reputed doctors and medicos who try to detect heart disease with variety of tests, the common one being the electrocardiogram and other one being echocardiography. Apart from this test, Computerized Tomography (CT) scans and Coronary angiography via cardiac catheterization are also used to detect the heart diseases.

Every individual responds to different kind of therapy, and so are the cardiac disease treatments different for everyone. For some patients, only medications is enough where as for some, besides medication, some scientific procedures may also be required in the treatment for fast recovery. KCC has modern equipments and exclusive therapies for patients to recover fast from heart disease. It has specialized EECP treatments for cardiac problems. With more and more sophisticated technology and latest improvements in pharmacologic and revascularization therapies, KCC is well equipped with the extensive EECP machines a best way for cardiac therapy.

In most cases, heart diseases are curable and reversible. If one can maintain a healthy diet, avoid drinking alcohol, quit smoking, do exercises, control levels of BP & diabetics and bring a small change in life styles, it can surely prevent them from heart diseases. But if you seriously feel you have some heart related problems then just switch to KCC for immediate recovery and healthy heart status.

Career Employment Online – Find Professional Work at Home and Get Paid

Plenty of research goes into finding the best career employment online. Below is a list of professional working companies who are looking to hire now and you can work from home if this is something you are looking to do. Great paying jobs and you can get started right now once you apply. You will not have to pay a fee.

Sun Oasis

Many writing assignments to keep you busy. You can make some great money. Weekly newspapers, educational publishing companies, copy writing groups, and business web site building. This company is also looking for proof readers.

Solo Gig

Anything and everything when it comes to consulting work. Experience professionals are needed in IT, accounting, healthcare, sales and marketing, technical writers, account executive, etc. Some of the jobs here are paying $350.00 Per hour. Make sure you check out Solo Gig.

Writer Find

This is a site that is updated always with all the latest jobs pertaining to writing. You will also find a mailing list you can sign up with. The competition is fierce here so make sure you are one of the first to know about any new assignments. Make sure you sign up. This is a great site to be a part of. Look for Writer Find Freelance Jobs

Auto Club Renewals

Renewal specialist positions are available. You will call existing members of a fortune 500 company. You must have a friendly energetic voice, strong sales, and inbound and outbound calling experience. Hours are 3:00PM – 9:00PM Monday through Friday and working every other Saturday. They are still hiring. Go to the site for more information.

Call Desk

They are hiring in the state of Oregon. You will become an employee and not a independent contractor. You must have experience in customer service. They are looking forward to receiving your cover letter and resume. Look up Call Desk Agents.

Content Current

Contract writers are needed for article writing, forum posting and custom writing tasks. You can get paid every week and you can pick your own writing tasks from thousands of offers. If you are a good writer, you will be paid nicely. You can pick the hours you want too. Make sure your register to become a writer.

Alpine Access

This company is hiring home based agents. The goal of this company is to to provide world class customer service to their clients. You will work from the comfort of your home as a employee not a contractor. The Alpine advantage. Become a part of it. Hiring English speaking, Spanish, Cantonese and Mandarin customer service reps. They are hiring now.

Planning Your Bathroom Renovation

When it comes to our homes, we want to ensure that they are comfortable, homely and above all, to our personal taste. As any homeowner is only too aware, with time we can become bored of our decor, causing the need for redecoration or in some cases, even a complete renovation.

One of the hardest and most time consuming rooms in which we can choose to renovate is our bathroom as we need to take into consideration the color scheme, decorating methods and furnishings. If we are unsure as to how to renovate our bathroom, it can sometimes take even longer to complete than necessary as we become unsure as to whether our choices will look effective once the room is finished.

One misconception many make when opting to renovate their bathroom is that they must renovate the whole room in order to get great results and a fresh, new look. In fact, you can opt to simply have surface alterations completed in your bathroom, assuming that the room possesses a strong framework allowing for a surface level covering or coating. This is not only an easy and simple form of bathroom renovation, but will also have an effective impact on the overall appearance of your bathroom once complete.

You could also choose to alter the layout of the bathroom slightly, in addition to the surface alterations. This is a great way in which to gain a completely new way of alignment within the room. If you discover that the base framework and building is weaker than it should be, then you could then consider a complete tear down and remodel of the bathroom for a room which is new and sturdier-thus safer. In order to complete your bathroom renovation safely, you must ensure that there are no rusting joists or window panes that are able to easily gather moisture which may cause incidents within the room at a later date. Should these problems be identified, you will require extensive repairs or a complete remodeling of your bathroom.

Bathroom renovations can typically involve a wide variety of work from plumbing to carpentry. Depending on what work your bathroom renovation will entail, you may need to hire the help of professionals to ensure that these are complemented to the highest standard possible. In some cases, some of the work will fall under typical DIY jobs but some will be so intricate that they cannot be safely completed unless done so by a professional. The costs of renovating your bathroom can be high, but these costs can be lowered by only opting to have the vital necessities renovated in the room. Choosing to use a contractor to complete a number of jobs within your bathroom may also save you money if they provide you with a discount for hiring a bulk of work to be completed.

When renovating your bathroom, it is also vital to ensure that the new, improved room will be safe and energy efficient. This can be ensured by using moisture resistant and non corrosive materials for all the wall and plumbing materials and analyze the current state of your windows and sealants. Rusting and problematic showers and tubs should also be removed during renovation, not just for a safety purpose, but also to help the aesthetics of the room once complete.

For many, the finishing touch to any bathroom is the flooring which they choose. It is often possible to install flooring ourselves which can cut down our costs, especially when our bathroom is quite small in scale. However, when it comes to installing new flooring in the entire bathroom it can be best to leave this to an expert-especially if you are not experienced in flooring installation. Smooth, durable tiles such as ceramic tiles are favored by many homeowners as they provide a stylish and clean look and are incredibly easy to clean and maintain compared to laminate flooring, although are higher in cost. Laminate flooring can also be very slippery when wet so for safety, tiling can be a safer option.

Renovating your entire bathroom can be incredibly easy once you are aware of the changes you need to make and how the work will be carried out i.e: will you use a contractor or will you complete some areas yourself? If in doubt in terms of the design you are looking for, research into new trends, visit the homes of friends or take on the service of an interior designer. Although renovating your bathroom can be costly, making rash choices during your renovation could not only make it more costly should you change the design at a future date, but may not provide you with the bathroom of your dreams.

Effectively Advertising Cottage Rentals

As a cottage owner in Canada you want to not only spread the word about your vacation rental in the local area you live, but also in a medium that has the potential to reach people all over the world. Canada is widely known for its breathtaking views, unique nature activities and calming and natural scenery. Therefore, be prepared to market cottage rentals near and far. Here are some suggestions for adverting cottage rentals throughout local Canadian communities:

Classified ads. Dont forget to list cottage rentals in the classified section of your local newspaper. Complete the ad with a brief description of the rental (highlight the positives), the price and contact information. You can also choose to run this classified ad on an Internet listing source, such as Online Cottage Rental, which specifically caters to those looking to rent in Canada.

Get friends and family involved. It never hurts to get the support of your loved ones, make them aware of the current availability of your cottage rental and tell them to spread the word. Some of the best advertising comes from word-of-mouth.
If youre looking to attract tourists to cottage rentals, you want to utilize some additional advertising methods. Try the suggestions below to cater to a wider crowd:

List online! This is your best bet when youre looking to attract tourists. Again, use a site like Online Cottage Rental, which caters specifically to Canadians and allows owners to post pictures and highlight specific amenities of their property. Plus, you can find additional advice on advertising if you send an inquiry to the companys support team.

Treat those guests right. As mentioned above, word-of-mouth advertising can be extremely effective. If you go above and beyond for all your guests, especially those that come in from out of town, youll inspire them to talk about the wonderful experiences they shared in, all because of your rental. Vacationers are always asked how their trip was, and this will give you the opportunity needed to gain a solid reputation with potential renters everywhere.

In order to effectively advertise cottage rentals, owners must provide their guests a high quality of service that keeps them not only coming back, but also telling others how great their particular rental was. Remember, quality of service and the unique benefits of your cottage rental are sure-fire ways to keep your door swinging open with new guests, all season long.

Exotic Thailand Travel

Thailand is considered as south East Asian treasure where tourists are provided with an opportunity to experience and relish modern splendors and traditional charm of this spectacular travel destination. It is also one of the most visited travel destination with spectacular natural surroundings. Thailand travel takes you along this golden land and be a part of its warm hospitality. The Thailand’s cool season runs from November until the end of February. One can initiate their holiday in Bangkok and can also explore the other regions like Pattaya, Phuket, Karbi and Koh Samui, Kanchanburi and many other hidden vacation spots of Thailand in the south east of Asia. Along with all these stunning destination tourists can also experience the throbbing night life, scrumptious and appealing Thai cuisine, rich culture and traditions, shopping in the splurging malls on top the warm hospitality of Thai people.

You will be glad to know that temples and religious places of Thailand are recognized by the world.

Thailand holiday packages offer all facilities inclusive of accommodation, travel, sightseeing and taxi booking to avoid any sort of unwanted confusion in your holiday. Whether your interest lies in exploring the country side or visiting the more popular tourist spot Thailand holiday packages offers everything as per your requirement and need. These packages offer wonderful water activities for the adventure lovers too. These packages customize your holiday as per your requirement and need. They offer packages that are very logically priced and do not burn holes to your pocket. These packages for Thailand takes you to beaches and islands and provide a grouping of pleasure, exotic locales, activity, and amusement and vacation that one desire. The place also offers a wide ranging nightlife. These packages also provides you with an opportunity to get involved in many aquatic activities such as scuba diving, sailing, parasailing, diving, undersea walk, submarine ride, water scooter ride and much more. In short we can say that Thailand holiday packages are the best way to explore this country within any hassles of making arrangements.

So if you want to surprise you family by taking them to a journey where they can find pristine beaches, fascinating wildlife, exotic natural beauty and rich cultural heritage Thailand is one such destination that will cater to all your needs and will offer you lifetime memories. So book your tickets now and avoid last minute confusion and enjoy a wonderful stay in Thailand.

Houston Is A Transformed City After Dark

Rewind a decade back and we dare say that if someone suggested heading downtown Houston after dark, there would be many questions. There were not many reasons why one would actually leave the house for downtown.

Now, a decade later, the scene has changed. Everything’s so much more lively and fun downtown Houston. Charter bus, party bus or even luxury limousines are used for bar hopping adventures, bachelor parties or just a fun time with friends and family members. That is the kind of transformation that has seen Houston’s tourism industry growing by leaps and bounds. Tens of millions of people from out of town and foreign countries make their way here all year round. The pleasant year-long weather has a huge role to play for that decision.

A huge financial push in the real estate industry – One of the biggest reasons for the sudden tourism boom is the real estate industry. More people, more fun, more entertainment. Another great transformation is the pumping of funds into maintaining, developing and promotion of some of the largest tourist attractions in the city like the Minute Maid Park, Toyota Center and not to mention world class parks like the Discovery Green Park.

Bayou, where worlds meet – Although the public transportation system in Houston is mostly reliable and affordable, it makes more sense for large groups to make use of charter buses when visiting crowded attractions during the holidays. Wide acceptance of Houston’s growth was encouraging; hence the emergence of places like Bayou Place. Bayou is a vibrant place which was opened up in 1997 and measures, according to official stats, up to one hundred and thirty thousand square feet in total. It is the place where tourist can find all sorts of entertainment, including theaters, malls, comedy shows, restaurants, cafes, and night spots too. During peak periods, parking can be a huge problem and that is when using a Houston charter bus comes highly recommended.

Mosaic – DJing things up – If you are heading over looking for a fun nightspot, then consider Rocbar or Mosaic. These are DJ hot spots, which mean that there is often a showcase or showdown between talented DJs all year round. It is classy and casual at the same time. Big names in the DJ world has made their way here before in the past and who knows, you might get lucky and get to spend the night listening to a popular DJ spinning the songs out for you all night long while you enjoy your drinks.

Things have definitely changed for Houston and it is really more apparent during the night. No longer are the locals considered low-laying individuals with no time for partying, it is now a vibrant city filled with young people looking out for fun things to do too.

Real Estate Equity – Investment Capital, Debt Consolidation or a Retirement Nest Egg?

There is a significant interrelationship between personal investment planning, credit purchasing and real estate ownership. On the face of it that may seem obvious, but the complexity of the interrelationship bears some scrutiny.

During the last quarter of the 20th century there was an amazing proliferation of the use of credit card purchasing. Credit card purchasing continues to gain use as a means for medium term financing for larger household needs, as well as, a means to spread over time individual fluctuations of income and other changes in the economy. Unfortunately, many Americans caught up in the economic prosperity of the several past decades have used credit cards to amass debt beyond or challenging their ability to repay.

It has been over two decades since Congress removed from the federal income tax code the ability to deduct interest payments on most credit/debt instruments “except” home mortgages. This Congressional enactment immediately catapulted the home mortgage market to the forefront. Suddenly, 2nd home mortgages and complete home refinancing became an attractive tax-incentivized debt consolidation tool. Of course, the financial sense of using a home mortgage for debt consolidation depends on several key factors. Among them is the rate of interest in the home mortgage marketplace, personal circumstances and a willingness to trade short-term debt for long-term debt on the prospect of real estate appreciation.

There continues to be substantial debate regarding the financial sense of maintaining equity in a home. In the simplest terms the two sides of the issue are:

Equity in a home can be put to better use. Essentially this means home equity that could be turned into cash should be invested in financial instruments that will outpace appreciation in the value of the home. This assumes that home equity cash can be put to more effective financial use. Second home or investment property purchases, tuition for education and high interest credit card debt are the more common uses of cash out refinancing or second mortgage financing and can all be considered a more effective application of equity depending upon circumstances.

* Conversely, as the home loan is paid down and home value appreciation develops the equity that builds eventually becomes a retirement nest egg. A debt free home is can represent utopia for those entering their retirement years.

As the debate goes on, the truth of the matter is that the best approach depends on factors such as economic climate, personal timing, property value appreciation and personal investment discipline.

Then there are the tax issues that play into nearly all financial decisions. As previously noted, home mortgages and second mortgages are tax deductible. This factor can be a significant decision point. The interest paid to the lender, as part of a mortgage payment, is deductible from federal and most state income taxes. Lenders provide notification of the amount of interest paid on a home mortgage during the tax year, and that amount may be itemized as a “qualified residence interest” deduction on federal, state and local income tax returns. The interest deduction is applicable to debt assumed for home ownership up to $ 1 million. The deduction applies to first and second mortgages, as well as, other debt instruments used to finance a primary residence.

Debt that is assumed for any purpose, but financed through a home loan, is also deductible so long as the amount of indebtedness does not exceed the lesser of $100,000 or the fair market value of the home.

Refinancing an existing mortgage to release equity without the additional benefit of an interest rate reduction may not be the most frugal approach. As with any mortgage there are specific closing costs associated with the transaction that is mostly based upon the amount of the loan. Conversely, a second mortgage for the purpose of extracting equity would normally create a much smaller loan and consequently lower closing cost.

When considering a second mortgage there are two distinct structures that normally come into play. The “Home Equity Line of Credit” generally offers a low interest initial interest rate and only requires the payment of the accumulated interest each month. The advantage of this structure is that it is a line of credit with a limit and the consumer only pays interest on the amount actually used. The risk factor is that it is a floating interest rate adjusted to a particular financial index such as “prime” or “cost of funds”. The option less adventurous borrowers elect is the standard fixed rate second mortgage amortized over 15, 20, or 30 years.

Regardless of the structure of the loan current lending criteria will likely restrict the amount of the mortgage to 80% “combined” loan to value (CLTV). This means that the maximum amount borrowed including the existing first mortgage cannot exceed 80% of the value of the property as determined by the lender’s evaluation.

How to fall being in love and finish in ideal relationship

budgetbatteries.info provides ideas in tips linked with relationship. Both males and females could have an essential concern about building in building a relationship. As its name, relationship will happen if there are no less than two individuals associated. Sometimes, we can feel and confused on building in building our relationship. Furthermore, the following specifics will provide us an review about that thing.

We should condition our commitment when we begin to build a relationship. Maybe you will want How to fall in love if you want to get him/her. be with you. Meanwhile, you are able to avoid any broken relationships if you have reported your commitment. Such as, you as well as your lovely gf or sweetheart agrees to invariably support each other in good in bad occasions. The commitment can look a great deal straight-forward. Alternatively, by having a commitment, the relationship can feel kept in kept properly. Relationship without commitment cannot previous longer.

We should always feel straightforward towards each other. Being sincere does not mean to invariably look happy whenever. For example Why women don’t love you, you really need to show off your accurate in pure feeling through reconstructing your relationship along with your lovely gf. Should you not like how your lovely gf or sweetheart acts towards something, you are suggested to share her or ex-bf about it properly. Being honest will always direct any relationship as a durable relationship. Having a deep knowledge towards each other s emotions makes you fit to reach a great relationship.

To summarize, those two issues above are the fundamental thing we requires in making a relationship which can put us into accurate glee. The follow can feel a great deal difficult. Alternatively, when we excel which will make it, a durable relationship is going to be in our hand without delay. Commitment in sincerity will undoubtedly help us building a relationship rightfully.